Insurance Life Universal Variable

Insurance Life Universal Variable

Insurance Life Universal Variable

The question of whether to buy annual boiler breakdown insurance is about guessing and gambling with the following variables:

  • What are the chances that the boiler will breakdown this year?
  • How much will the repair cost?

How Much Will It Cost to Repair a Boiler?

According to an article by Emma Lunn in The Saturday Times (U.K. 24/11/07) 1 in 3 boilers breakdown within 6 years and the average repair bill is £470. The article went on to state that insurance plans cost between £7 to £20. Payments made to the cheapest plan over the course of 6 years, therefore, will be slightly more than the average cost of repair and most boilers will not need a repair at all.