Department Insurance Nevada State

Posted on November 24, 2011 by Admin
Department Insurance Nevada State

Department Insurance Nevada State

Private insurance companies and some states offer short term disability insurance for the loss of income during pregnancy and maternity leaves. Coverage for short term disability insurance has to be purchased or paid through employee’s payroll deductions. Pregnancy disability insurance policies generally cover loss of income due to complications during pregnancy, labor and post partum illnesses.

Pregnancy Disability Insurance Coverage

The main purpose for pregnancy disability insurance is to replace income during or after pregnancy, this is not the same as maternity leave. Pregnancy complications and conditions that impair a woman’s ability to work are covered. Disability insurance for maternity is purchased from an insurance company that sells health policies. Another method to get this coverage is through states and employers sponsored Short Term Disability Insurance in combination with private insurers. Some states provide this as an elective coverage.