Although some factors affecting car insurance quotes are beyond the driver’s control (eg their age, where the car is kept overnight and the No Claims build-up), it is possible to buy cheap car insurance if the following are given consideration.
Driver Matters in Car Insurance Search
The number of “points” accumulated through traffic tickets will increase the premium. It is important to ensure that the information on the driving record is correct and, if in doubt, check with the Driver and Vehicle Licensing Agency. If any points on the license are about to drop off, it may be better to wait before getting quotes.
Adding an older, more experienced driver (eg parent) to the main driver’s policy can bring the premium down. Naming the parent as the main policyholder whilst the child is the main driver would also lower the insurance quote but is illegal. Also, the actual main driver in this scenario will not get any no claims bonus accruing while they are using the vehicle, which will make their insurance more expensive in the long term.